Before You Begin House Hunting:

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• Meet with a qualified lender to determine your credit qualifications (1st Place Mortgage is available at Ace Realty to provide free loan preapproval)

• Have your lender provide you with a written mortgage preapproval 

• Prepare a budget with which you are comfortable

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Consult with a CENTURY 21 Ace Realty REALTOR® to: 

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• Determine the most suitable use of his or her services and establish the most appropriate type of agency you need

• Get an overview of how the house hunting process works

• Establish criteria for the type of home which best meets your requirements

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While House Hunting:

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• Your CENTURY 21 Ace Realty REALTOR® will prepare a list of homes to show you based on your criteria 

• Your CENTURY 21 Ace Realty REALTOR® will give you a tour of Ace and MLS homes available

• You’ll learn about factors that impact home value & resale as you decide on your home selection

• Neighborhoods, school priorities, commute time, etc., will be reviewed

• When that perfect home is found, your CENTURY 21 Ace Realty REALTOR® will help you analyze its value, and provide information on comparable sales

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When Making An Offer:

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• Your CENTURY 21 Ace Realty REALTOR® will guide you in writing an Offer to Purchase for your perfect home

• Many important negotiation factors in addition to price will be reviewed

• Your CENTURY 21 Ace Realty REALTOR® will present your offer to the home seller or seller’s agent

• Seller will respond in writing to your offer and will either accept it, counter it or reject it

• Upon reaching a mutual agreement of the terms between you and the home seller, the transaction is documented

• An agreement is secured with an earnest money (good faith) deposit, which amount is negotiable

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Assisting With Details To Closing:

Once your offer is finalized your CENTURY 21 Ace Realty REALTOR® will assist you with:

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• Property inspection to be ordered by homebuyer

• Ordering tests as necessary

• Addendums, amendments and special assessments

• Determining condominium and homewoners association bylaws and regulations (if applicable)

• Communicating with mortgage companies, title companies and co-operating brokers

• Contingencies: 72-hour, subject-to-sale, subject-to-closing, mortgage approval, etc.

• General conditions of sale, additional conditions, etc.

• Financing requirements

• Appraisal process

• Title insurance, homeowner's and mortgage policy

• Earnest money deposit

• Homeowner's insurance, flood insurance MGIC and/or PMI insurance

• Preparing and delivering of final paperwork for review prior to closing

• Utilities switch-over

• Final walk-through inspection

• Closing day attendance

 

 

Ace Realty, LLC d/b/a CENTURY 21 Ace Realty